Worth checking

Trip Insurance Tips

Valid travel insurance is mandatory for every ShePeaks trip. Your policy must cover your destination, the full duration of your journey and every activity included in your itinerary. Standard travel insurance may not cover adventure activities, remote locations or search-and-rescue costs, so please check the policy wording carefully and obtain written confirmation from your insurer where necessary.

Minimum Insurance Requirements

  • At least £100,000 emergency medical-expenses cover, or the equivalent in another currency
  • Trip cancellation and curtailment
  • Emergency evacuation and repatriation
  • Cover for every activity included in your itinerary
  • Search and rescue, including helicopter evacuation where applicable

Your cover must remain valid for the entire trip.

Providers and Comparison Services Worth Checking

We appreciate that specialist travel insurance can be expensive. The providers below may offer suitable cover at competitive prices and are included as a starting point only. ShePeaks does not sell or arrange insurance and does not endorse a particular company or policy. Eligibility, cover and prices vary according to your country or state of residence, age, medical history, destination and planned activities.

UK Residents

British Mountaineering Council (BMC)
Specialist single-trip and annual travel insurance for UK residents. Different policy levels are available for trekking, climbing, skiing, remote areas and high-altitude travel. Cover can include emergency medical expenses up to £10 million, search and rescue up to £100,000, repatriation, personal liability and cancellation. BMC membership is required and can be purchased when arranging the insurance.

Snowcard
Specialist adventure travel insurance with configurable activity levels. Policies can include emergency medical expenses, mountain rescue, personal liability, cancellation and cover for activities such as trekking, cycling, skiing and mountaineering.

Adventures Insurance by P J Hayman
Single-trip and annual insurance covering more than 400 sports, activities and occupations. Options include full travel insurance or activity-only cover alongside an existing travel policy.

World Nomads UK
Offers different levels of travel insurance covering numerous adventure activities. Customers must select the correct activity level for their itinerary.

EU Residents

True Traveller
Offers travel insurance to residents of many European countries, with optional activity packs for trekking, cycling, winter sports and other adventure activities.

World Nomads Europe
Available to residents of selected European countries, with different levels of medical, evacuation, cancellation and adventure-activity cover.

IATI Seguros
Offers standard and adventure travel-insurance options to residents of numerous European countries. Cover and eligibility vary by country.

USA Residents

World Nomads USA
Offers several plans for American residents covering numerous adventure activities. Benefits and availability vary by plan and state.

Travelex Insurance
Offers comprehensive travel-insurance plans with an optional Adventure Activities upgrade on eligible policies. The upgrade can include additional activity and search-and-rescue protection.

Squaremouth
An American travel-insurance comparison service that allows customers to compare policies offering adventure-sports, emergency medical and evacuation cover.

Before Purchasing

Tell the insurer your destination, travel dates and every activity listed on the ShePeaks trip page. Ask for confirmation that the chosen policy covers:

  • The destination and full duration of the trip
  • Every activity listed on the trip page
  • Participation in an organised group tour
  • Emergency medical treatment
  • Medical evacuation and repatriation
  • Remote search and rescue, including helicopter evacuation where applicable
  • Trip cancellation and curtailment

If the insurer requires further information about a particular activity, please contact support@shepeaks.com.

Mountain-club memberships and rescue schemes may provide useful supplementary benefits, but they do not necessarily constitute comprehensive travel insurance or satisfy the requirements above.

Proof of Insurance

You must submit your insurance details no later than four weeks before departure.
The information provided must include:

  • Insurer’s name
  • Policy number
  • Emergency-assistance telephone number
  • Policy start and end dates
  • Evidence of the required cover

Failure to provide satisfactory evidence of insurance may affect your ability to participate in the trip.

Questions

If you have questions about these requirements, contact support@shepeaks.com.

We can explain the cover required for your ShePeaks trip, but we cannot recommend, approve or guarantee the suitability of a particular insurance product. The insurer must confirm whether its policy provides the required protection.

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